| No | Saham | Perusahaan | Harga | Kenaikan |
|---|---|---|---|---|
| 1 | PT. Wahana Interfood Nusantara Tbk. | Rp 232 | 34.88% | |
| 2 | PT. Multi Medika Internasional Tbk. | Rp 580 | 25.00% | |
| 3 | PT. Estika Tata Tiara Tbk. | Rp 200 | 25.00% | |
| 4 | PT. Trust Finance Indonesia Tbk | Rp 545 | 25.00% | |
| 5 | PT. Royaltama Mulia Kontraktorindo Tbk. | Rp 312 | 24.80% |
| No | Saham | Perusahaan | Harga | Penurunan |
|---|---|---|---|---|
| 1 | PT. Jayamas Medica Industri Tbk. | Rp 181 | 11.27% | |
| 2 | PT. Bukit Darmo Property Tbk | Rp 92 | 9.80% | |
| 3 | PT. Lima Dua Lima Tiga Tbk. | Rp 650 | 9.72% | |
| 4 | PT. Bumi Teknokultura Unggul Tbk | Rp 10 | 9.09% | |
| 5 | PT. Quantum Clovera Investama Tbk. | Rp 11 | 8.33% |
| No | Saham | Volume Hari Ini | Rata-Rata Volume 5 Hari Sebelumnya | Volume Spike (x) | Harga |
|---|---|---|---|---|---|
| 1 | 140,600 | 8,200 | 17.15x | 555 ( 5.71 % ) | |
| 2 | 4,144,500 | 340,060 | 12.19x | 334 ( 2.45 % ) | |
| 3 | 32,517,800 | 3,716,480 | 8.75x | 87 ( 6.10 % ) | |
| 4 | 150,901,100 | 17,655,940 | 8.55x | 99 ( 10.00 % ) | |
| 5 | 6,741,400 | 993,980 | 6.78x | 76 ( 1.33 % ) |
| No | Saham | Perusahaan | Naik | Harga | Win Rate |
|---|---|---|---|---|---|
| 1 | PT. Impack Pratama Industri Tbk. | 20 Hari | 1,415 (1.80%) | 66.67 % | |
| 2 | PT. Bintang Samudera Mandiri Lines Tbk. | 19 Hari | 490 (0.41%) | 63.33 % | |
| 3 | PT. Pinago Utama Tbk. | 19 Hari | 3,440 (0.29%) | 63.33 % | |
| 4 | PT. Panca Anugrah Wisesa Tbk. | 17 Hari | 8,200 (2.50%) | 56.67 % | |
| 5 | PT. Trust Finance Indonesia Tbk | 17 Hari | 545 (25.00%) | 56.67 % |
| No | Saham | Perusahaan | Harga Awal | Harga Akhir | Profit |
|---|---|---|---|---|---|
| 1 | PT. Fortune Indonesia Tbk | 1,240 | 3,300 | 166.13 % | |
| 2 | PT. Trust Finance Indonesia Tbk | 298 | 545 | 82.89 % | |
| 3 | PT. Kian Santang Muliatama Tbk. | 95 | 169 | 77.89 % | |
| 4 | PT. Mega Perintis Tbk. | 352 | 585 | 66.19 % | |
| 5 | PT. Multi Medika Internasional Tbk. | 370 | 580 | 56.76 % |
| No | Saham | Perusahaan | Value (Rp) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bank Rakyat Indonesia (Persero) Tbk. | Rp 989,49 M | Rp 2.690 ( 0.75% ) | |
| 2 | PT. Bank Central Asia Tbk. | Rp 841,44 M | Rp 5.800 ( 3.57% ) | |
| 3 | PT. Chandra Asri Pacific Tbk. | Rp 770,94 M | Rp 1.770 ( 5.36% ) | |
| 4 | PT. Bank Mandiri (Persero) Tbk. | Rp 713,17 M | Rp 3.900 ( 2.36% ) | |
| 5 | PT. Barito Pacific Tbk. | Rp 592,26 M | Rp 1.500 ( 8.70% ) |
| No | Saham | Perusahaan | Volume (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bumi Resources Tbk. | 25,80 M lot | Rp 135 ( 0.00% ) | |
| 2 | PT. Bakrie & Brothers Tbk | 22,86 M lot | Rp 105 ( 16.67% ) | |
| 3 | PT. Minna Padi Investama Sekuritas Tbk. | 8,06 M lot | Rp 79 ( 2.60% ) | |
| 4 | PT. Darma Henwa Tbk | 6,07 M lot | Rp 300 ( 2.74% ) | |
| 5 | PT. Bumi Resources Minerals Tbk. | 5,97 M lot | Rp 484 ( 1.68% ) |
| No | Saham | Perusahaan | Frekuensi | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Chandra Asri Pacific Tbk. | 56,8K | Rp 1.770 ( 5.36% ) | |
| 2 | PT. Barito Pacific Tbk. | 56,5K | Rp 1.500 ( 8.70% ) | |
| 3 | PT. Bakrie & Brothers Tbk | 52,7K | Rp 105 ( 16.67% ) | |
| 4 | PT. Bank Rakyat Indonesia (Persero) Tbk. | 48,9K | Rp 2.690 ( 0.75% ) | |
| 5 | PT. Bumi Resources Tbk. | 46,1K | Rp 135 ( 0.00% ) |
| No | Saham | Perusahaan | Asing Net Buy (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Chandra Asri Pacific Tbk. | +469,1 rb lot | Rp 1.770 ( 5.36% ) | |
| 2 | PT. Barito Pacific Tbk. | +328,1 rb lot | Rp 1.500 ( 8.70% ) | |
| 3 | PT. Sentul City Tbk. | +249,3 rb lot | Rp 60 ( 5.26% ) | |
| 4 | PT. Bank Central Asia Tbk. | +247,3 rb lot | Rp 5.800 ( 3.57% ) | |
| 5 | PT. Bank Mandiri (Persero) Tbk. | +192,6 rb lot | Rp 3.900 ( 2.36% ) |
| No | Saham | Perusahaan | Total Buy | Total Sell | Net Buy |
|---|---|---|---|---|---|
| 1 | PT. GoTo Gojek Tokopedia Tbk. | 85,08 jt lot | 13,31 jt lot | +71,78 jt lot | |
| 2 | PT. Puradelta Lestari Tbk. | 15,88 jt lot | 9,67 jt lot | +6,20 jt lot | |
| 3 | PT. Astrindo Nusantara Infrastruktur Tbk. | 79,53 jt lot | 74,69 jt lot | +4,85 jt lot | |
| 4 | PT. Sentul City Tbk. | 20,40 jt lot | 16,33 jt lot | +4,07 jt lot | |
| 5 | PT. Merdeka Copper Gold Tbk. | 15,69 jt lot | 11,86 jt lot | +3,83 jt lot |
| No | Saham | Perusahaan | Asing Net Sell (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bumi Resources Tbk. | -1,41 jt lot | Rp 135 ( 0.00% ) | |
| 2 | PT. Bumi Resources Minerals Tbk. | -888,4 rb lot | Rp 484 ( 1.68% ) | |
| 3 | PT. Bank Rakyat Indonesia (Persero) Tbk. | -723,9 rb lot | Rp 2.690 ( 0.75% ) | |
| 4 | PT. Mitra Adiperkasa Tbk. | -544,0 rb lot | Rp 1.520 ( 0.33% ) | |
| 5 | PT. Dian Swastatika Sentosa Tbk | -409,7 rb lot | Rp 805 ( 1.83% ) |
| No | Saham | Perusahaan | Volume (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bank JTrust Indonesia Tbk. | 8,78 M lot | Rp 118 ( 0.85% ) | |
| 2 | PT. GoTo Gojek Tokopedia Tbk. | 2,92 M lot | Rp 50 ( 0.00% ) | |
| 3 | PT. Energi Mega Persada Tbk. | 1,80 M lot | Rp 1.050 ( 0.96% ) | |
| 4 | PT. Merdeka Battery Materials Tbk. | 600,0 K lot | Rp 520 ( 1.96% ) | |
| 5 | PT. OBM Drilchem Tbk. | 530,0 K lot | Rp 160 ( 1.27% ) | |
| No | Saham | Perusahaan | Nominal (Rp) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Energi Mega Persada Tbk. | Rp 186,12 M | Rp 1.050 ( 0.96% ) | |
| 2 | PT. Bank Mandiri (Persero) Tbk. | Rp 112,19 M | Rp 3.900 ( 2.36% ) | |
| 3 | PT. Bank JTrust Indonesia Tbk. | Rp 109,80 M | Rp 118 ( 0.85% ) | |
| 4 | PT. Sinarmas Multiartha Tbk. | Rp 85,69 M | Rp 21.875 ( 0.00% ) | |
| 5 | PT. Capital Financial Indonesia Tbk. | Rp 51,07 M | Rp 1.800 ( 0.00% ) | |
Mesin Pertumbuhan Tersembunyi: Memahami Value of New Business (VNB) dalam Saham Asuransi Jiwa
Seorang investor sedang membandingkan dua perusahaan asuransi jiwa. Keduanya melaporkan laba bersih yang hampir sama. Keduanya memiliki rasio Price to Embedded Value (P/EV) yang mirip. Namun satu perusahaan harganya terus naik, sementara yang lain stagnan. Apa bedanya? Jawabannya terletak pada Value of New Business (VNB) —metrik yang mengukur nilai yang diciptakan dari penjualan polis asuransi baru. Perusahaan pertama memiliki VNB yang tumbuh 25% per tahun. Perusahaan kedua hanya 5%. Pasar menghargai perusahaan yang mampu menciptakan nilai berkelanjutan dari polis baru, bukan hanya mengelola polis lama. Dalam artikel sebelumnya, kita membahas tentang Embedded Value (EV) —nilai dari polis yang sudah ada. Artikel ini akan membahas Value of New Business (VNB) —nilai dari polis yang baru dijual, yang merupakan mesin pertumbuhan perusahaan asuransi jiwa. Apa Itu Value...